What Is Bitcoin? A Simple Guide to the Original Digital Currency
Finkerr Introduction Bitcoin is the cryptocurrency that ignited a global movement. It is a household name. Even people who know nothing else about the crypto world have heard of Bitcoin. Yet,…
Finkerr
What Is Compound Interest? The Ultimate Guide to Growing Your Money
Introduction You may have heard the famous quote often attributed to Albert Einstein. He supposedly called compound interest the “eighth wonder of the world,” adding: “He who understands it, earns…
What Is the 4% Rule? A Guide to Making Your Retirement Savings Last
Introduction You have spent your entire working life diligently saving and investing for retirement. You have built a substantial nest egg in your 401(k)s and IRAs. Now, as you approach…
What Is a Sideways Market? A Guide to Investing in a Flat Market
Introduction Every investor knows the two most famous market directions. There is the exciting and profitable bull market, where prices are consistently climbing. Then there is the scary and stressful…
Actual Cash Value vs. Replacement Cost: A Crucial Guide to Your Insurance Payout
Introduction Imagine a major loss occurs. A fire sweeps through your home, destroying your furniture and electronics. Or, a car accident totals your trusted vehicle. In these stressful moments, you…
What Is Tokenomics? A Guide to the Economics of a Crypto Token
Introduction When investors evaluate a traditional company, they have a clear set of metrics to analyze. They look at the company’s revenue, its profits, its cash flow, and its balance…
Merging Finances: A Couple’s Guide to Yours, Mine, and Ours
Introduction Combining your life with a partner is one of the most exciting steps you can take. You build a shared home, create shared memories, and plan a shared future.…
What Is a Spousal IRA? A Guide to Retirement Savings for Couples
Introduction One of the most fundamental rules for saving for retirement is that you must have earned income to contribute to a retirement account like an IRA. This rule makes…
What Is a Secondary Offering? A Guide to When a Company Sells More Stock
Introduction Most investors are familiar with an Initial Public Offering, or IPO. This is the exciting event when a private company first sells its shares to the public and becomes…
What Is a Health Insurance Network? A Simple Guide to HMOs and PPOs
Introduction Choosing a health insurance plan can be a complex process. You carefully compare the monthly premiums, the annual deductibles, and the out-of-pocket maximums. Then, you are faced with a…