Treasury Bonds vs. Savings Accounts: Best Choice in 2023?
Finkerr When it comes to saving money securely in 2023, two popular options often come up: treasury bonds and savings accounts. Both are low-risk places to park your money—but which one…
Finkerr
How to Start Investing With Little Money in 2023
Many people still believe investing is only for the wealthy. But in 2023, that couldn’t be further from the truth. Thanks to financial technology, fractional shares, and automated investing tools,…
What Is Opportunity Cost and How It Affects Your Wallet in 2023
Every decision you make with your money has a hidden cost: the opportunity to do something else with it. That’s the essence of opportunity cost. In 2023, when financial resources…
How to Get Out of Debt Without Losing Your Sanity in 2023
Being in debt feels overwhelming. The constant weight of minimum payments, interest rates, and collection calls can drain your energy, your focus, and your peace of mind. But escaping debt…
Why You Need an Emergency Fund in 2023 and How to Build One
In 2023, financial uncertainty remains a reality for many. Job market shifts, rising inflation, and unexpected expenses are all reminders of why having an emergency fund is essential. If your…
How to Build a Monthly Budget from Scratch in 2023
Building a monthly budget from scratch might feel intimidating, but in 2023, it’s one of the smartest financial moves you can make. Whether you’re struggling to manage your expenses or…
The Psychology of Spending: Why We Overspend and How to Stop
Have you ever walked into a store with a plan to buy one item and walked out with five? Or clicked “Buy Now” during a late-night scroll, only to wonder…
How to Protect Your Cryptocurrency From Scams in 2022
Cryptocurrency adoption soared in recent years, but with that growth came a surge in fraud, hacks, and sophisticated scams. In 2022, protecting your digital assets requires more than strong passwords—it…
5 Must-Read Books About Money Everyone Should Read
Improving your financial literacy is one of the smartest decisions you can make in 2022. Whether you’re looking to get out of debt, invest wisely, or simply manage your budget…
How to Teach Financial Literacy to Kids in 2022
Teaching kids about money is one of the most valuable life skills a parent or educator can offer. Financial literacy from a young age builds the foundation for responsible financial…