What Is a Deductible? An Essential Guide to Insurance Costs
Finkerr Introduction You have likely seen the term “deductible” when getting an insurance quote. You know you have to choose a premium, which is your regular payment. Then, you see a…
Finkerr
What Are Stablecoins? A Guide to Crypto’s Quest for Stability
Introduction Anyone who follows cryptocurrency knows its main trait: extreme volatility. For example, a digital currency like Bitcoin or Ethereum can see its value swing wildly. These price changes can…
What Is an IRA? Your Guide to Individual Retirement Accounts
Introduction In the world of retirement savings, the 401(k) often gets most of the attention as the go-to workplace plan. But what happens if you’re a freelancer, a gig worker,…
What Is a 401(k)? A Complete Guide to Your Workplace Retirement Plan
Introduction For many people, the first encounter with a 401(k) happens during the first week of a new job. Amidst a stack of onboarding paperwork, there’s a brochure detailing the…
Stocks vs. Bonds: A Beginner’s Guide to the Core of Investing
Introduction Once you’ve made the decision to start investing, you will immediately encounter two fundamental words that form the bedrock of the financial world: stocks and bonds. They are the…
Term vs. Whole Life Insurance: A Clear Guide to Your Choices
Introduction Deciding to get life insurance is a profound step in securing your family’s financial future. It’s an act of love and responsibility. However, once you make that decision, you…
What Is a Blockchain? A Plain-English Guide to the Tech Behind Crypto
Introduction You hear the word “blockchain” everywhere. It’s mentioned in the same breath as Bitcoin, digital transformation, and the future of the internet. It’s praised as a revolutionary technology poised…
From Dream to Reality: How to Set and Achieve Your Financial Goals
Introduction Most of us have a vague cloud of financial wishes floating in the back of our minds. “I’d love to be debt-free.” “I wish I could afford to travel…
Retirement Planning for Beginners: Your Guide to a Secure Future
Introduction For someone in their 20s or 30s, “retirement” can feel like a word from a different language. It’s a distant, hazy concept, easily overshadowed by more immediate financial goals…
Investing for Beginners: A Simple Guide to Start Building Wealth in 2025
Introduction You’ve done the hard work. You’ve created a budget, started building your emergency fund, and have a solid plan for managing any high-interest debt. You have taken control of…