What Is a Life Insurance Medical Exam? A Simple Guide to What to Expect
Introduction You have made the important decision to protect your family’s future with a life insurance policy. You begin the application process. You answer questions…
Category: Insurance
What Are Insurance Exclusions? A Guide to the Fine Print in Your Policy
Introduction An insurance policy provides a powerful feeling of security. You pay your premium each month, and in return, you have a financial safety net…
What Is Self-Insurance? A Look Behind the Curtain of Corporate Benefits
Introduction When you receive your health insurance benefits through a large employer, you usually see the logo of a major insurance carrier on your ID…
What Is Renters Insurance? A Tenant’s Guide to Essential Protection
Introduction Millions of people around the world rent their homes. They live in apartments, condos, and houses that are owned by someone else. If you…
What Is Cyber Insurance? A Guide to Protecting Your Digital Life
Introduction In our modern world, many of our most valuable assets are no longer physical. They are digital. We store our personal data, our financial…
Actual Cash Value vs. Replacement Cost: A Crucial Guide to Your Insurance Payout
Introduction Imagine a major loss occurs. A fire sweeps through your home, destroying your furniture and electronics. Or, a car accident totals your trusted vehicle….
What Is a Health Insurance Network? A Simple Guide to HMOs and PPOs
Introduction Choosing a health insurance plan can be a complex process. You carefully compare the monthly premiums, the annual deductibles, and the out-of-pocket maximums. Then,…
What Is a Home Insurance Score? The Hidden Factor Behind Your Premium
Introduction When you apply for a homeowners insurance policy, the insurance company will ask you a series of predictable questions. They will want to know…
What Is Umbrella Insurance? A Guide to Extra Liability Protection
Introduction You have done the responsible thing. You have homeowners or renters insurance to protect your property and guests. You also have auto insurance to…
What Is Professional Liability Insurance? A Guide for Service Professionals
Introduction In the modern economy, more people than ever provide professional services for a living. They are consultants, designers, accountants, and advisors. They build their…