What Is a Credit Report? A Guide to Your Financial DNA
Finkerr Introduction In the world of personal finance, we spend a lot of time talking about the credit score. That important, three-digit number can have a huge impact on your life.…
What Is a 401(k) Vesting Schedule? A Guide to Keeping Your Employer’s Match
Introduction The 401(k) employer match is one of the most powerful perks of modern employment. It is often described as “free money,” and for good reason. It is a direct…
What Is the P/E Ratio? A Simple Guide to Valuing a Stock
Introduction When you are first learning about investing, you will face a fundamental question with every stock you consider. Is this stock cheap or is it expensive? Looking at the…
What Is a Home Insurance Score? The Hidden Factor Behind Your Premium
Introduction When you apply for a homeowners insurance policy, the insurance company will ask you a series of predictable questions. They will want to know about your home’s location, its…
What Is a Layer 1? A Guide to the Foundational Blockchains
Introduction When you first start to explore the world of cryptocurrency, the term “blockchain” is often used as a single, all-encompassing concept. However, as you dig deeper, you will start…
Good Debt vs. Bad Debt: A Guide to Smart Borrowing
Introduction For most of us, the word “debt” carries a heavy, negative weight. It brings to mind the stress of monthly payments, the frustration of high interest rates, and the…
What Is a 401(k) Loan? A Guide to Borrowing From Your Retirement
Introduction You may find yourself in a situation where you need a significant amount of cash. Perhaps it is for a down payment on a home, to cover a major…
What Is a Dividend? A Guide to Earning Income From Your Stocks
Introduction When you buy a stock, you become a part-owner of a business. There are two primary ways you can make money from this ownership. The first, and most commonly…
What Is Umbrella Insurance? A Guide to Extra Liability Protection
Introduction You have done the responsible thing. You have homeowners or renters insurance to protect your property and guests. You also have auto insurance to cover you on the road.…
What Is Cryptocurrency? A Simple Guide to Understanding Digital Money
Introduction You’ve likely heard the terms everywhere: Bitcoin, Ethereum, Dogecoin. They pop up in news headlines, social media feeds, and conversations with friends. For many, the world of cryptocurrency feels…