Building Financial Security: A Guide to Multiple Income Streams
Finkerr Introduction For generations, the traditional financial advice was simple and clear. You should get a good, stable job. Then, you work hard for one company for many years. You save…
personal finance
What Is a Sinking Fund? The Smart Way to Save for Big Expenses
Introduction Have you ever had your budget completely derailed by a large expense that you knew was coming, but had not prepared for? This could be the annual renewal for…
What Is Compound Interest? The Ultimate Guide to Growing Your Money
Introduction You may have heard the famous quote often attributed to Albert Einstein. He supposedly called compound interest the “eighth wonder of the world,” adding: “He who understands it, earns…
Merging Finances: A Couple’s Guide to Yours, Mine, and Ours
Introduction Combining your life with a partner is one of the most exciting steps you can take. You build a shared home, create shared memories, and plan a shared future.…
What Is a Credit Report? A Guide to Your Financial DNA
Introduction In the world of personal finance, we spend a lot of time talking about the credit score. That important, three-digit number can have a huge impact on your life.…
What Is a Home Insurance Score? The Hidden Factor Behind Your Premium
Introduction When you apply for a homeowners insurance policy, the insurance company will ask you a series of predictable questions. They will want to know about your home’s location, its…
Good Debt vs. Bad Debt: A Guide to Smart Borrowing
Introduction For most of us, the word “debt” carries a heavy, negative weight. It brings to mind the stress of monthly payments, the frustration of high interest rates, and the…
Understanding Your Credit Score: A Beginner’s Guide to Financial Health
Introduction Have you ever applied for a new phone, a car loan, or even just tried to rent an apartment and been told they need to “run a credit check”?…
How to Start Planning for Retirement, Even With a Small Budget
Introduction Does the word “retirement” feel like a distant concept, something reserved for financial experts or people with six-figure salaries? For many young adults and professionals, the idea of saving…
What Is Disability Insurance? The Complete Guide to Protecting Your Income
Introduction When you think about your most valuable financial asset, what comes to mind? Many people might say their home, their car, or their investment portfolio. While these are all…